18.10.05

um caso de estudo

excelente sobre a questão dos benefícios dos trabalhadores.

In pensions, most of the problems lie in “defined-benefit” plans, under which the employer promises to pay a pre-agreed pension (usually a proportion of each employee's final salary). In the past 20 years, firms have been closing such funds, at least to new workers. They now favour “defined-contribution” schemes, whereby the firm promises to make regular payments into a pot that will pay a pension that reflects the market performance of the money invested. This gives the employer certainty about its costs, whereas the employee—unlike in a funded defined-benefit scheme—faces uncertainty about what pension he will have.

As analogias a retirar das ideias apresentadas neste artigo para o debate sobre o estado da Segurança Social são óbvias. Não se trata de ideologia mas da mais elementar regra de sobrevivência.